Key Investment Summary
This is a structured fixed-return investment (not equity). Please read all sections before subscribing.
- Investor subscribes to one or more investment units.
- Funds are deployed into approved NetFiber business operations.
- Monthly payments are made to the investor’s nominated bank account according to the applicable repayment phase.
- Investment completes after 25 months.
Use of Funds
All invested funds are applied strictly toward approved NetFiber operations, including:
- Network expansion and infrastructure
- Broadband deployment
- Operational and service-related expenses
Funds are not used for personal or unrelated purposes.
Returns & Repayment
- Fixed interest rate: 30% per annum
- Tenure: 25 months
- Repayment: equal monthly installments (principal + interest)
- Paid to your nominated bank account on or before your agreed monthly due date
A repayment schedule is issued at subscription.
25-Month Repayment Structure
The investment carries an interest rate of 30% per annum, representing a 60% total investment return over the full 25-month investment period. The 60% figure is the total return for the investment period and is not 60% per annum.
Months 1–12: Investors receive monthly investment-return payments only. The invested principal remains committed during this first phase.
Months 13–25: Investors receive monthly repayments comprising both principal and the remaining investment return until the investment is fully settled.
The applicable payment dates and amounts will be stated in each investor’s repayment schedule and executed Subscription and Investment Agreement.
Investor Responsibilities
By investing, you confirm that:
- The funds are legally owned by you
- You understand this is a business investment and carries risk
- You have reviewed the repayment structure and timelines
- You have conducted your own due diligence (or sought professional advice)
Risk Disclosure
All investments carry business risk. While NetFiber is committed to honoring its obligations, unforeseen economic or operational challenges may affect timelines.
Investors are advised to invest only funds they can comfortably commit for the full term.
Default Protection
NetFiber will be considered in default if:
- A repayment is overdue by more than 30 days, or
- The company becomes insolvent or ceases operations
Upon default, the outstanding balance becomes immediately due and payable.
Early Exit (Optional)
- Requires at least 30 days’ written notice
- Subject to NetFiber’s cash flow position
- Investment return is calculated only up to the applicable redemption date, subject to the executed Agreement
- 15% early redemption fee applies to outstanding principal
NetFiber may decline early redemption if it would materially affect operations, with valid reasons provided.
Confidentiality
All information relating to investment amounts, repayment records, and business/financial data shared is treated as strictly confidential.
Disclosure may occur only where required by law, regulation, court order, or to professional advisers under confidentiality obligations.
Legal & Compliance
- Governed by the laws of the Federal Republic of Nigeria
- Disputes are resolved amicably, then through Nigerian courts if needed
- Compliance with applicable SEC, CBN, AML, and KYC requirements
Important Notice
This investment involves interest-bearing funds. Investors are strongly advised to consult a legal or financial professional before investing.
This page is a summary for readability. The Subscription and Investment Agreement is the binding document.
Ready to Invest?
Request the Subscription Pack (Agreement, repayment schedule, and KYC requirements).
Email us your full name, number of units, and preferred repayment bank details. We will respond with the full Subscription Agreement and KYC requirements.